How does Habitat for Humanity work?
Through volunteer labor and donations of money and materials, Habitat builds and renovates simple, decent houses with the help of homeowner (partner) families. Habitat houses are sold to partner families at no profit, and are financed with affordable no-interest loans.
The homeowners’ monthly mortgage payments go into a revolving Fund for Humanity that is used to build more houses in Sheboygan County. All Habitat affiliates around the world, including Habitat for Humanity Lakeside, are asked by HFHI to tithe – to give 10 percent of their contributions – to fund house-building work in other countries.
Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor – “sweat equity” – into building their house and the houses of others.
What does a Habitat house cost a partner family?
Habitat houses are sold to low-income families at no profit with a zero interest mortgage. Mortgage length varies from 15 to 30 years depending on the families’ ability to pay. House costs are kept low by using volunteer labor. A typical Habitat home in Sheboygan County costs $95,000. Additionally, partner families are required to invest up to 500 hours of “sweat equity” into the construction of their homes or another Habitat home.
How are partner families selected?
Families in need of decent shelter apply to Habitat for Humanity Lakeside during open enrollment periods. The family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the no-interest loan. Habitat for Humanity Lakeside follows a nondiscriminatory policy of family selection. Race, religion, nor any other protected class is a factor in choosing homeowner families.
Does Habitat accept government funds?
Habitat does not accept government funds for the construction of new houses or for the renovation or repair of existing houses. Habitat does accept government funds for streets, utilities, capacity building or training, so long as the funds have no conditions that would violate Habitat’s principles or limit its ability to proclaim its Christian witness.
How is Habitat for Humanity Lakeside controlled and managed?
A volunteer, ecumenical Board of Directors governs Habitat for Humanity Lakeside.
How can I help Habitat for Humanity Lakeside?
Get involved! Pray for the work of Habitat for Humanity Lakeside. Contribute financially, offer your leadership or expertise to our Board of Directors or operating committees and participate in Habitat fundraising events. We need people to help build, to serve on committees and to spread the word about Habitat.
How are donations distributed and used?
- As designated by the donor.
- Gifts designated to a specific building project are forwarded to that project.
- Undesignated gifts are used where most needed and for administrative expenses.